Offering 90-days with 0% APR interest* when you service with usÂ
In spite of the best planning, sometimes necessary auto repairs give our customers unpleasant surprises. Surprises that could leave them financially strapped or without wheels. We know that you depend on your car for everything - most importantly, for your family, your job, your life. At Patrick Volvo Cars Auto Repair we offer a payment plan to customers for those unexpected repairs so you can keep your car on the road.

Stress free to apply!Â
- Apply online or at the dealership
- 90% of people are approved
- 30-second application
- No hidden costs or fees
- Doesn't impact your credit to apply
- No paperwork
- Simple interest with no pre-payment penalties
What you'll need
- Your email address
- State-issued ID or driver's license
- Bank-issued debit card
- Must also be 18 years of age (or higher, as required by state law)
- Have a physical street address or APO/AFO address
Here is an example: A $300 purchase with 0% APR, repayable over 3 months, would have a down payment of approximately $42 and monthly installments of $86.
Taking care of you every day, that's the Patrick Promise!
Getting Started
Is there a credit check?
When applying, we perform a soft credit check, which helps us determine if you are eligible. A soft credit check does not impact your credit score. Your credit score may be affected when accepting a loan to complete a purchase or opening an account.
Do I have to pay anything up front?
Yes, you are required to make a down payment when you are finalizing your purchase. This down payment goes toward your total purchase amount. If you apply and are pre-approved, you'll be able to see the exact down payment amount for your purchase.
To learn more simply complete the pre-qualifying process through Sunbit, submit an inquiry, talk to a Patrick Volvo Cars Service Advisor or call us at 877-690-3124 for more details.
*The 3-month 0% APR plan is available for all approved customers. Example: A $300 purchase with 0% APR, repayable over 3 months, would have a down payment of approximately $42 and monthly installments of $86. Actual approval amount, APR, and down payment vary and are based on creditworthiness, state of residence, and loan term. No application, origination, account opening or pre-payment penalty fees. Financing offered is made by Transportation Alliance Bank, Inc. dba TAB Bank. Must be 18 + years of age. Financing is subject to approval, based on creditworthiness, state of residence, your prior history with the products offered using Sunbit technology.
If you pre-qualify, you will be able to see your APR, monthly payments, and total finance charges. A completed pre-qualification is valid for 14 days. To finance products, parts or services at a merchant location before the pre-qualification expires, you will need to present your state-issued ID or driver's license, make the required down payment with a bank-issued debit card, and choose a payment method for recurring payments. Any terms presented during the pre-qualification are subject to a continuing ability to meet the criteria used for the pre-qualification.
Contact
Patrick Volvo Cars
1600 E. Higgins Rd.
Schaumburg, IL 60173
- Sales: 847-230-8250
- Service: 847-230-8251
- Parts: 847-230-8252
Service Hours
- Monday 7:30 AM - 6:00 PM
- Tuesday 7:30 AM - 6:00 PM
- Wednesday 7:30 AM - 6:00 PM
- Thursday 7:30 AM - 6:00 PM
- Friday 7:30 AM - 6:00 PM
- Saturday 8:00 AM - 4:00 PM
- Sunday Closed
Make an Inquiry
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